Debt Advisory
The right loan is the one that fits the plan, not just the lowest rate.
We help sponsors and business owners decide what kind of debt to use, size it realistically, and place it with lenders whose criteria fit. That means banks, credit unions, debt funds, life companies, agency and SBA lenders, and private lenders.
We prepare the package before anything goes out, so lenders see a clear request and you see comparable terms.
What we cover
- Acquisition financing
- Senior debt for the purchase of income producing real estate and operating businesses.
- Refinance and cash out
- Replacing existing debt to lower cost, extend term, or return equity.
- Bridge loans
- Short term capital for lease up, repositioning, or timing gaps before permanent financing.
- Construction and development
- Ground up and heavy renovation loans, with budgets and draw schedules lenders can underwrite.
- DSCR loans
- Rental property financing underwritten on the property's income rather than personal income.
- SBA and business credit
- SBA 7(a) and 504 loans, lines of credit, equipment, and term loans for operating companies.
- Restructurings and maturities
- Options when a loan is maturing, a covenant is tight, or the original plan has changed.
Who it is for
- Real estate sponsors and owners
- Owner operators buying or expanding a business
- Families refinancing or restructuring holdings
What you receive
- A recommended structure with the tradeoffs explained
- A lender ready package
- Term sheets from lenders that fit, compared side by side
- Management of diligence and closing
Financing execution runs through our affiliated lending brokerage, DealRail (dealrail.co). All financing is subject to lender underwriting and approval.
Try the Debt Sizing Calculator