Our approach
The capital comes last. Understanding comes first.
Most financing problems are planning problems. Before we talk about lenders or investors, we learn the business, the asset, and what you want the next five years to look like.
- 01
Discovery
We start with what you are trying to accomplish and when. Then we look at everything that bears on it: the business or asset, current debt, ownership, tax considerations your CPA has raised, and what you want to keep control of. Most engagements begin with one or two working sessions.
- 02
Capital plan
You receive a written capital plan: the structure we recommend, the alternatives we considered, what each source will require from you, and a realistic view of cost and timing. Nothing goes to market until you agree with the plan.
- 03
Placement
We prepare the package and take it to lenders and capital partners whose criteria fit the request. Financing execution runs through our affiliated lending brokerage, DealRail. You see every term sheet and we walk you through the differences.
- 04
Close
We manage the process to funding: third party reports, diligence requests, lender questions, and coordination with your attorney and CPA. Our job is to keep the deal moving and keep surprises to a minimum.
- 05
Relationship
After closing we stay in touch. We track maturities, rate resets, and covenant tests, and we raise refinance or recapitalization options well before they become urgent.
Senior attention
The people you meet in the first conversation are the people who run your engagement.
Full disclosure
You see every term sheet and every material fact. We tell you what we think, including when the answer is to wait.
Your advisors included
We coordinate with your CPA and attorney. Structure decisions affect taxes and liability, so they belong in the room.