Capital Strategy for Businesses
A capital plan for a business that has outgrown its bank relationship.
Profitable private companies often reach a point where the questions get bigger. Should we finance the next location or pay cash? Can we buy a competitor? What should we do with retained earnings that have been sitting in a low yield account for years?
We work with owners and their CPAs to answer those questions with a plan: how much capital to keep liquid, how to fund growth and acquisitions, and how owners might consider putting excess retained earnings to work in real assets and private credit.
What we cover
- Growth capital
- Debt and equity options for expansion, new locations, equipment, and working capital.
- Acquisitions
- Structuring and financing the purchase of a competitor, supplier, or complementary business.
- Retained earnings strategy
- A framework for how much cash the business needs, and how owners might consider real assets and private credit for the rest, coordinated with their CPA.
- Owner occupied real estate
- Whether to buy, build, or lease the building the business operates in, and how to finance it.
Who it is for
- Founder led and family owned companies
- Businesses with strong cash flow and idle cash
- Owners planning an acquisition or expansion
What you receive
- A written capital strategy
- Options compared on cost, risk, and control
- Introductions to lenders and capital partners
- Coordination with your CPA and attorney
This service covers strategy, structuring, and connecting clients with capital. Thomas Capital Holdings is not a registered investment adviser and does not provide investment advice or recommend specific securities.
Try the Idle Cash Calculator